I'd agree this is a fungal thing.
As for the sunburn leaf spot myth, think about it. First off, the focal length for sunlight to focus through a water droplet to "burn" a leaf is to short (think focusing a magnifying glass on a leaf to burn it--lens has to be six or more inches away.) For the water to get so hot it boils the leaf--not enough volume and the water would simply evaporate before boiling... If water acted like a lens and got water that hot, woodlands across the planet would burst into flames...