B.N.
I collected some in the fall of 2005 and held them in my unheated garage all winter until it seemed warm enough to plant them. This simulated a whole, if mild, winter outside. I got a pretty good germination rate. Last fall I collected some more and did the same initially. With the exceptionally mild winter we have had here I recently moved them to the refrigerator. If you start the process now and check them regularly you can remove any when and if they germinate.
I know that this does not answer your question directly but in my location our winters are longer and I don't face the same circumstances that you do.
Norm
EDIT: Hey I just had another thought. What you are really asking is what is the minimum stratification period, right? What if you simply went with the longer period and planted then. With the climate that you have, you would still have a fairly long season to get the seedlings off to a good start.