I have spent a lot of time and see no type of bug at all. Here’s another leaf that seems to have died off in a perfect line. Notice more of it is actively dying off in a line.The white stuff looks like mealybug fluff, but I'm not sure what the little black things are. The yellowing leaves are likely from low light conditions causing the leaves to change out with ones more suitable for the available light.

Looking at other leaves it looks like it starts like this small crack and progresses.

One thing I’m noticing is when I disturb branches, a fine rain of powder seems to shake off. I don’t know what it is. The undersides of all the leaves look great.
