There are a few leaves hanging onto mine but the ones that are have been completely toasted for at least a week. We have had some decently consistent frosts in the morning around here. It’s also been fairly wet the past couple weeks.
Once the weather dips below 35 degrees regularly and the leaves fall off the water needs drop off drastically. They still need water! Just not so much. If the roots are allowed to dry up (or freeze too hard too fast before the tree is properly dormant) that thing will not be well come spring. Once there is an inch or so of snow covering the soil, I literally don’t think about it until late winter/early spring. All depends on the weather and your microclimate.
Junipers aren’t really my forte, neither are tropicals. Chinese elms are pretty hardy! I’ve never taken cuttings but I’ve grown them from seed and I have multiple generations that have been outside, buried in the ground every winter they’ve been around.