justin where are you as well, and is this plant grown outside, or inside??? Also, do you see ants on the plant? Often times these will get bugs... ants are usually a sign, cause they are feeding on the bugs. Often these type of plants will get scale, which will turn the leaves yellow at first, and will eventually kill the plant.
so, if it is not the watering, check for bugs, and be sure to look underneath the leaves...