I don't think it's mosaic virus.
Indoor plants rarely have enough vectors (disease carriers) to get infected.
Unless you smoke cigarettes, TMV is common in tobacco but the transfer from cigarette to living plant is a lengthy process (tobacco is dried, fermented, dried again, cut and burned).
What's more likely is that the cutting process caused some internal processes to use a lot of nitrogen. Combined with rooting hormone response and wound healing, it would explain why we see a spotted pattern.
Mosaic viruses tend to grow along with the plant, with the virus dividing a little slower than the plant itself. So plants can outgrow them! But it would catch up a couple weeks later.
Because it's mostly the old leaves, I believe it's probably a nutrient related deficiency. Especially in thick veined plants with leathery foliage, like ficus, deficiencies can look like viral infections.